Cash-flow planning · One-time purchase

See the next 30 days before the balance gets tight.

Baseline Solvency turns your current balance, scheduled income, and recurring bills into a clear 30-day view. It works in your browser and keeps dashboard data on your device.

Buy the dashboard · $18 See how it works
  • One-time purchase
  • No VIC account required
  • Designed for desktop and laptop
Real interface · Demo data The Baseline Solvency dashboard with demo data: balance today $1,006.30, total monthly bills $2,250.00, lowest point in 30 days $826.30, status On Track, and a 30-day projection chart above the upcoming schedule.
  • 30-day viewBuilt from scheduled income and bills
  • Private by designDashboard data stays in the browser
  • One purchaseNo subscription or VIC account

Inside the product

See how it works.

Four views of the real interface. Select an image to open it at full size.

  1. Annotated dashboard explaining the four headline numbers: balance today, solvency status, safety cushion, and the lowest point in the next 30 days.
    01The four numbers that frame the decision
  2. How the dashboard stores data: no account, no connection to a bank or server, and figures saved in your own browser, with a weekly Export Backup recommended.
    02Where your dashboard data lives
  3. The setup screen: enter your checking balance and optional cushion, add each paycheck and the day it lands, and add each bill with its due date. The 30-day view builds from those entries.
    03Four steps: balance, paychecks, bills, then the 30-day view
  4. The Daily Spending Log with example purchases such as coffee, groceries, and gas. Each recorded entry lowers the balance and updates the 30-day outlook.
    04How recorded spending changes the outlook

The question it answers

See whether the balance covers what is already scheduled.

Start with what you already know. The dashboard plots a 30-day baseline from your balance, scheduled income, and recurring bills, marks the lowest scheduled point, and keeps upcoming activity in view.

It does not predict purchases you have not recorded, and it cannot guarantee an exact future balance.

How a 30-day baseline reads A stepped line runs from today to day 30. It rises when scheduled income arrives and drops when bills are due. Its lowest point falls below a dashed cushion line but stays above zero. Scheduled income Cushion Lowest point $0 Today Day 30
Illustration of how the baseline reads. Not real data.

What you can check

Answers that sit close to the numbers.

  1. Your lowest projected balanceBased on the information you enter, see where the next 30 days come closest to the edge.
  2. What is scheduled nextUpcoming income and recurring bills, in date order.
  3. How a safety cushion changes the statusSet a personal buffer and see whether the projection stays above it.
  4. What a purchase changesLog spending as it happens. The current balance and the projection update with each entry.

What you receive

Three files in one download.

Payhip delivers the ZIP after purchase, along with your receipt.

  1. 01
    Interactive cash-flow dashboardOpen it in a modern desktop browser.Baseline-Solvency-Dashboard.html
    HTML
  2. 02
    Start Here guideSet up the dashboard without guessing what to enter first.Baseline-Solvency-Start-Here-Guide.pdf
    PDF
  3. 03
    Quick-reference guideKeep the main controls and backup steps close by.Baseline-Solvency-Quick-Reference.pdf
    PDF

Before you buy

Check the fit.

A fit if you want to

  • Map scheduled income and recurring bills
  • See a 30-day baseline before making a spending decision
  • Use a private browser-based tool without a VIC account

Not a fit if you need

  • Automatic bank connections or transaction imports
  • A mobile-first budgeting app
  • Financial, tax, investment, debt, or legal advice
  • A forecast that includes spending you have not recorded

Baseline Solvency is a planning tool. It is not financial, tax, investment, debt, or legal advice.

Privacy and purchase

Two separate boundaries.

What you enter in the dashboard and what you enter at checkout go to different places.

Stays in your browser

Your dashboard data

The balance, income, bills, cushion, and spending you enter are saved in the browser on your device. VIC does not receive your dashboard entries.

Handled by Payhip

Checkout and delivery

Payhip handles checkout, payment information, your receipt email, and the file download. Payment details are entered on Payhip, not on this website.

Baseline Solvency: 30-Day Cash Flow Dashboard

Map the next 30 days.

Pay once. Payhip handles checkout and sends the download.

$18One-time purchase

Buy the dashboard

Checkout and file delivery by Payhip

Questions before you buy? hello@visualintelligenceco.com

Delivery, refund, and license terms are in the Digital Product Policy.